Category: Fixed Income

Fixed Income covers investment instruments that provide stable, predictable returns through interest payments. This category explores bonds, treasury bills, government securities, corporate debt, fixed deposits, and other yield-based products.
Readers will find insights on yields, duration, credit risk, interest-rate movements, and portfolio allocation strategies—helping them build resilient, income-focused investment portfolios tailored to the Indian market.

Target Maturity Funds vs Gilt Funds: Who Should Own What and When 📊⏰ (Plus Rate-Sensitivity Scenarios)Target Maturity Funds vs Gilt Funds: Who Should Own What and When 📊⏰ (Plus Rate-Sensitivity Scenarios)

When the RBI cut repo rates 100 bps from 6.50% to 5.50% between February-June 2025, long-duration gilt funds delivered 8-12% returns in just months as bond prices surged—yet many investors

đź’° Mastering Fixed Income in India: The Complete Guide to Credit Risk, Bond Selection & Interest Rate Impact (2025)đź’° Mastering Fixed Income in India: The Complete Guide to Credit Risk, Bond Selection & Interest Rate Impact (2025)

When IL&FS—an AAA-rated infrastructure giant—suddenly collapsed with ₹90,000 crore in defaults in 2018, and Franklin Templeton abruptly shut down six debt schemes in April 2020 locking ₹25,000+ crore, millions of