When Rajesh’s food delivery startup hit ₹8 crore annual revenue in Year 2 (up from ₹1.2 crore in Year 1—567% growth!), investors celebrated. His EBITDA margins were healthy at 18%.
Day: November 6, 2025
🎯 What You Can Control vs. What You Can’t in Investing: The ₹35 Lakh Difference Between Smart Discipline and Market Wishful Thinking 💪🎯 What You Can Control vs. What You Can’t in Investing: The ₹35 Lakh Difference Between Smart Discipline and Market Wishful Thinking 💪
When Priya and Vikram, both 28-year-old engineers from Bengaluru earning identical ₹8 lakh annual salaries, started investing in January 2015, they received the same advice from the same financial advisor:
🏆 The Long-Term Investor’s Edge: Why Individual Investors Can Beat the Market (And Why Most Institutions Can’t) 💪🏆 The Long-Term Investor’s Edge: Why Individual Investors Can Beat the Market (And Why Most Institutions Can’t) 💪
When Rajesh, a 34-year-old software engineer from Pune, bought 200 shares of Asian Paints at ₹1,850 in January 2015, his colleagues laughed. “Too expensive! P/E ratio is 45! You’re overpaying!”
📈 How to Scale into High-Risk, High-Growth Positions: The Complete Position Sizing Playbook for Indian Investors 🚀📈 How to Scale into High-Risk, High-Growth Positions: The Complete Position Sizing Playbook for Indian Investors 🚀
When Priya, a 32-year-old software engineer from Bengaluru, allocated ₹2 lakh to speculative small-cap stock Suzlon at ₹40 in early 2024, she watched it rocket to ₹78 by October 2025—a
🚨 The Biggest Investing Mistake: Selling Winners Too Early (The ₹8.2 Lakh Wealth Gap That Destroys Indian Portfolios)🚨 The Biggest Investing Mistake: Selling Winners Too Early (The ₹8.2 Lakh Wealth Gap That Destroys Indian Portfolios)
When Amit sold his Infosys shares at ₹1,220 in 2018 after banking a “safe” 13% gain (bought at ₹1,080), he celebrated locking in profits before “potential losses.” Meanwhile, he held
📊 Price-to-Sales vs. Price-to-Gross-Profit: When Does Each Matter? (The ₹3.8 Lakh Valuation Trap Indian Investors Keep Falling Into)📊 Price-to-Sales vs. Price-to-Gross-Profit: When Does Each Matter? (The ₹3.8 Lakh Valuation Trap Indian Investors Keep Falling Into)
When Rajesh screened for “cheap” stocks using Price-to-Sales (P/S) ratio below 1x in October 2025 and bought a logistics company trading at 0.6x P/S, he celebrated finding a “bargain”—until six
💼 EV/EBITDA and Enterprise Value: Beyond Market Capitalization (The ₹4.2 Lakh Valuation Mistake Costing Indian Investors)💼 EV/EBITDA and Enterprise Value: Beyond Market Capitalization (The ₹4.2 Lakh Valuation Mistake Costing Indian Investors)
When you valued Bharti Airtel at P/E 50x in October 2025 and called it “expensive,” you missed a critical insight: using EV/EBITDA 12.7x (industry-appropriate metric) revealed it was reasonably priced
📊 The Business Lifecycle: Matching Valuation Metrics to Company Stages (The ₹8.5 Lakh Investment Gap You’re Making Without Knowing It)📊 The Business Lifecycle: Matching Valuation Metrics to Company Stages (The ₹8.5 Lakh Investment Gap You’re Making Without Knowing It)
When you value a cash-burning startup using P/E ratio (designed for mature companies), or judge a declining business by revenue growth (relevant for growth stages), you’re making the same mistake