When 35-year-old Sharma chose 100% EPF over NPS for his ₹2 lakh annual retirement savings, he felt secure with government-backed 8.25% returns—until his CA showed him the math: at age
Day: October 26, 2025
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When the RBI cut repo rates 100 bps from 6.50% to 5.50% between February-June 2025, long-duration gilt funds delivered 8-12% returns in just months as bond prices surged—yet many investors
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When crude oil surged 10% overnight in June 2025 amid Israel-Iran tensions—Brent jumping to $76 from $69—Indian investors watched ₹15,000-25,000 evaporate from every ₹1 lakh invested in aviation stocks within
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When the RBI announced its October 2025 monetary policy decision—repo rate unchanged at 5.50% with a neutral stance—smart investors didn’t just read headlines and move on. They executed systematic portfolio
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When Budget 2024 raised equity STCG tax from 15% to 20% and LTCG from 10% to 12.5% overnight (effective July 23, 2024), ₹12 lakh crore in market cap evaporated in
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If you’re 32 years old today earning ₹80,000 monthly and think “retirement planning is for 50-year-olds,” here’s your wake-up call: you have exactly 28 years until age 60, and you’ll
💰 Mastering Fixed Income in India: The Complete Guide to Credit Risk, Bond Selection & Interest Rate Impact (2025)💰 Mastering Fixed Income in India: The Complete Guide to Credit Risk, Bond Selection & Interest Rate Impact (2025)
When IL&FS—an AAA-rated infrastructure giant—suddenly collapsed with ₹90,000 crore in defaults in 2018, and Franklin Templeton abruptly shut down six debt schemes in April 2020 locking ₹25,000+ crore, millions of
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While 85% of Indian retail investors chase stock tips from WhatsApp groups and TV channels, systematically losing 6-8% annually to the market, a small cohort of disciplined investors quietly compounds
